Here’s a brief summary of the benefits and carriers that you may take advantage of as a member of the OBC:
Medical Benefits
- The OBC medical benefits program is a self-funded program utilizing the Jefferson Health Plan platform effective September 1, 2015
- The OBC medical benefits program utilizes the Anthem Blue Cross Blue Shield (third party administrator) provider network and the CarelonRx pharmacy benefit manager
- The OBC renewal is September 1st of each year. If an entity joins mid-year, they will renew on the next September 1st
- Each entity can elect to participate in the OBC Medical Pool or OBC Purchasing Cooperative
- All OBC Medical Pool entities share common rates based on their chosen plan design. Renewals are calculated using the experience of all entities in the OBC Medical Pool. OBC Purchasing Cooperative entities are rated on their own merits and can design their own plans.
- Prospective OBC Medical Pool groups must implement one of the standard plan designs. Currently there are 9 options available, including PPO and QHDHP options.
- The OBC Medical Pool includes a turn key wellness initiative administered by Personify Health, formerly Virgin Pulse
Life/AD&D/Supplemental Life/Dependent Life
- Standard Insurance Company administers OBC life insurance benefits on a fully insured basis
- Employees must work a minimum of 20 hours per week to be eligible for life insurance coverage
- Entities must have a minimum of 25% employee participation to be eligible for supplemental and dependent life insurance
Questions?
If you need more specific details around plans or pricing, please contact:
Justin Wiedle
jwiedle@mcgohanbrabender.com